Long-Term Care (LTC) Trust Act/Public LTC Benefit

Issue brief
Health Care Human Services 

Beginning January 2022, Washington workers will pay $0.58 per $100 of their earnings to fund the Long-Term Care Trust
Act (LTCTA). Washington employees aged 18 years or older have a small window of time to permanently opt-out of the Long-Term Care Trust Program and its career-spanning payroll tax. To opt out, employees must have purchased long term care insurance before November 1st, 2021. Once a plan is purchased, employees must apply for an exemption from the program to the Employment Security Department (ESD) between October 1, 2021, and December 31, 2022.

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